US Banks have awful over draft fees. Until very recently these fees have been loosely regulated and cost the banks a fortune. For example, if you have no money in your account not knowing, and you go to a grocery store, then gas station, and then stop by coffee shop on your way home and charge everything to your card, then you get home and realize your account is negative you have no other options to either deposit some cash into your account fast or pay over $100 in overdraft fees.
Some people attach their credit cards or saving accounts to their checking accounts to avoid overdraft fees but if you don’t have any savings or credit cards, then a payday advance loan from a trusted lender maybe an option for you.
But do your research around to find the most reliable and affordable lender as these type of loans are not cheap either and their debt can add up. A good payday advance lender should be straight forward with their fee policy, have a live support, and be able to give you a cash advance loan directly.
Avoid taking a payday loan from affiliates as those affiliates can sell your information to many lenders that could harm both your identity and privacy.
